Terms of Service

1. Acceptance of Terms

By accessing or using the Business Credit Funding Analyzer service provided by Coach Inayah ("Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our Service.

2. Description of Service

Our Service provides AI-powered analysis of your credit profile to determine eligibility for 0% APR business credit cards from our partner banks, including Chase, American Express, Wells Fargo, and Truist. The Service includes:

• Soft credit pull analysis (does not affect your credit score)
• Eligibility assessment for partner bank credit products
• Estimated funding amount predictions
• Personalized recommendations

3. User Responsibilities

You agree to:

• Provide accurate and complete information
• Use the Service only for lawful purposes
• Not attempt to access unauthorized areas of the Service
• Not share your account credentials with others
• Notify us immediately of any unauthorized use of your account

4. Credit Analysis Disclaimer

Our credit analysis and funding predictions are estimates based on the information you provide and general bank requirements. Actual approval decisions are made solely by the respective banks and may differ from our predictions. We do not guarantee approval for any credit product.

5. Soft Credit Pull Authorization

By using our Service, you authorize us to perform a soft credit inquiry on your behalf. This soft pull will not affect your credit score and is used solely for the purpose of analyzing your eligibility for business credit products.

6. Intellectual Property

All content, features, and functionality of the Service, including but not limited to text, graphics, logos, and software, are the exclusive property of Coach Inayah and are protected by copyright, trademark, and other intellectual property laws.

7. Limitation of Liability

To the maximum extent permitted by law, Coach Inayah shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use the Service, including but not limited to damages for loss of profits, data, or other intangible losses.

8. Indemnification

You agree to indemnify and hold harmless Coach Inayah and its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of the Service or violation of these Terms.

9. Modifications to Service

We reserve the right to modify, suspend, or discontinue the Service at any time without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuation of the Service.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

11. Contact Information

For questions about these Terms of Service, please contact us at:

Email: [email protected]

12. Changes to Terms

We reserve the right to update these Terms of Service at any time. Changes will be effective immediately upon posting. Your continued use of the Service after any changes constitutes acceptance of the new Terms.